Using a Hokuriku Bank Machine

This is roughly what the screen of a Hokuriku Bank machine looks like. The last box on the left hand side is something you will not need to use, so ignore it.

いらっしゃいませ (welcome)
カード出金
(withdrawal)		残高照会後カード出金
(Check account balance - screen display)
現金入金
(deposit)		振替入金
(move money from one account to another)
振込み　
(bank transfer - with special card		残高照会　
(check balance - with receipt)
定期貯金入金・変更
(monthly deposit account)　　		通帳記入
(bankbook update)

Withdrawals

Cash only

  1. Press the cash withdrawal button ｶｰﾄﾞ出金
  2. Insert cash card and enter your PIN.
  3. Press the “cash only” button 出金 ( on the left)
  4. Enter the withdrawal amount* then press the 円button.
  5. If the amount is correct, press either: 千円札 (you’ll get your money in \1000 bills) OR 確認 (Confirm – you’ll get the biggest bill possible)
  6. Retrieve cash card, cash and receipt

Cash plus bankbook update

  1. Repeat steps one and two above
  2. Press the “cash plus bankbook update” button. 出金記入 (on the right)
  3. Put bankbook in the slot 通帳入り口. Have it opened to the page you want.
  4. Enter the withdrawal amount* then press the 円button.
  5. If the amount is correct press either the 千円札(in 1000 bills) or 確認 (confirm) button.
  6. Retrieve cash card, cash and receipt.

How to enter the withdrawal amount:

Example 1: 10,000 yen

Press the 1 button, the ten thousand unit button 万 and the 円button in that order.

Example 2: 15,000yen

Press the 1 button, the ten thousand unit button 万, the 5 button, the thousand unit button 千and the yen button 円 in that order.

Example 3: 7,000 yen

Press the 7 button, the thousand unit 千button and the yen button円 in that order.

NB: If you want small denominations – press the 千円札 button and you’ll get the money in 1000yen bills. If you want the largest bills possible – press the確認 button, which is the confirm button.

Deposits

  1. Press the deposit button 現金入金

  2. Enter your PIN.

  3. Insert cash card or put bankbook in slot.

  4. The coin and bill doors will open. Insert money in appropriate slots.

  5. The machine then counts the money and displays the amount deposited. If this is correct then press the confirmation button 確認.

  6. Retrieve your cash card and bankbook.

Note: press the red correction button 証if you make a mistake while entering.

FAMILY MART ATMs

It is definitely worth remembering that a lot of Family Mart (and other) convenience stores now have a Hokuriku Bank ATM. Look for the red and white Hokuriku Bank sign out side the store. The ATMs have an English option on the display and you can withdraw money at one of these ATMs until 11pm (Monday to Saturday) and 9pm (Sundays and Public Holidays). During regular bank hours it is free to withdraw money but after bank hours you will pay 105 yen per transaction. You can also use these machines to withdraw money from your home country bank accounts if you have a visa card. They can be used all over Japan but your home bank may charge a fee of up to 1000 yen. People are reporting that Hokuriku ATMs are springing up in various combini brands now so it’s worth going in and checking them out. Family Mart is your best bet though, so take the time to locate your nearest one!

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