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Postal Banking
You can open an account at a post office very easily. Just bring your alien registration card and your personal seal stamp (hanko) and find and fill in the form below. REMEMBER!! It is worth setting up a postal savings account and keeping some money in it for when you travel throughout Japan. You can use your Postal Savings ATM card in any Postal Savings ATM Machine across Japan.
The benefits of a postal account are:
They have an ENGLISH GUIDE button on their ATM. All you need to do is press this and everything (including the audio) turns into English!
Their interest rate is (very) marginally larger than most banks. Postal ATMs are found all over Japan at post offices and shopping malls so you don’t need to pay fees by using another institution’s machine.
You don’t have to pay usage fees after the post office’s operating hours and on weekends. Postal ATMs in shopping malls tend to close around 5pm on Sundays.
Post Office Hours
| Service | Weekdays | Saturdays | Sundays and public hols |
| 9am-5pm | closed | closed | |
| Savings (counter) | 9am-4pm | closed | closed |
| Cash Service (ATM) | 8:45-6pm | 9-5pm | 9-3pm |
| ATMs in malls approx. | 10-6pm | 10-5pm |
Click here for an example of the form you use to open an account at the post office.
