{"id":484,"date":"2013-03-26T01:30:39","date_gmt":"2013-03-26T01:30:39","guid":{"rendered":"http:\/\/www.toyamajets.net\/home\/?page_id=484"},"modified":"2023-05-18T16:19:04","modified_gmt":"2023-05-18T07:19:04","slug":"hokuriku-bank-atms","status":"publish","type":"page","link":"https:\/\/www.toyamajets.net\/home\/toyama-ajet-2\/banking\/hokuriku-bank-atms","title":{"rendered":"Hokuriku Bank \/ ATMs"},"content":{"rendered":"

USING A HOKURIKU BANK ATM<\/strong><\/p>\n

If you are using an ATM for withdrawing money, you can do it in English! There are a couple of other procedures you can do in English, such as updating your bankbook. However, the majority of banking can only be done in Japanese.<\/p>\n

WITHDRAWALS<\/strong><\/p>\n

Cash only <\/strong><\/p>\n

1. Press the cash withdrawal button \u5f15\u304d\u51fa\u3057<\/p>\n

2. Insert your cash card and enter your PIN. Press \u78ba\u8a8d to confirm, or the red \u8a02\u6b63 button to go back a page if you make a mistake.<\/p>\n

3. Enter the withdrawal amount (e.g., 10,000) and then press the \u5186 button.<\/p>\n

4. If it is a weekend or after 5pm, you will be charged 110 yen using an ATM outside of \u2018business hours.\u2019 If you use a conbini’s ATM, then the charge will be 220 yen.  If you are ok with accepting this charge, press the \u78ba\u8a8d button. There is no way around this charge, other than backing out of the transaction entirely.<\/p>\n

5. You will be shown you current account balance on top, and your balance after withdrawal below. If you want to proceed, press \u78ba\u8a8d. If you need to make changes, press \u8a02\u6b63.<\/p>\n

6. You will be asked if you want a receipt. Press \u5fc5\u8981 on the left if you do, and \u4e0d\u8981 on the right if you don\u2019t.<\/p>\n

7. Take your money, card and bank book, and you’re all set.<\/p>\n

DEPOSITS<\/strong><\/p>\n

1. Press the deposit button \u9810\u3051\u5165\u308c<\/p>\n

2. Enter your PIN.<\/p>\n

3. Insert your cash card and put bankbook in slot.<\/p>\n

4. The coin and bill doors will open. Insert money in appropriate slots (coins on the left, bills on the right; both are clearly marked). You can get rid of annoying small change this way, although there is a limit of roughly 100 coins. The slots will close once money is detected, but will reopen, so don\u2019t worry that you weren\u2019t fast enough if they close on you.<\/p>\n

5. The machine then counts the money and displays the amount deposited. If this is correct then press the confirmation button \u78ba\u8a8d.<\/p>\n

6. Retrieve your cash card and bankbook<\/p>\n

Note:<\/em><\/strong> Press the red correction button (\u8a3c) if you make a mistake while entering.<\/p>\n

\u2014\u2013> If you would like a visual guide, please click<\/strong> here.<\/a> <\u2014\u2013<\/strong><\/p>\n

UPDATING YOUR BANK BOOK<\/strong><\/p>\n

1. Press the bank book button \u901a\u5e33\u8a18\u5165.<\/p>\n

2. Insert your cash card and bank book and wait while it makes little happy printing sounds.<\/p>\n

3. Take your bankbook.<\/p>\n

\u2014\u2013> If you would like a visual guide, please click<\/strong> here<\/a>. <\u2014\u2013<\/strong><\/p>\n

Bankbooks keep a solid record of every transaction you make, and prints it automatically in little neat columns. It even turns the page for you if it fills one. You\u2019ll have to decipher the Japanese, but it keeps a  record and you know when automatic bills have been taken out. This can only be done from bank ATMs.<\/p>\n

CONBINI ATMs<\/strong><\/p>\n

Most convenience stores have ATMs to withdraw cash from your account. Though, they will have business hours even if the conbini is open 24\/7. Pretty much every conbini ATM has an English option, so you should be ok on your own. On the off chance it doesn’t, follow the guide for a Hokuriku ATM, which will be very similar.<\/p>\n

It is also worth remembering that some convenience stores now have a Hokuriku Bank ATM. Look for the red and white Hokuriku Bank sign outside the store. The ATMs have an English option on the display and you can withdraw money at one of these ATMs until 11pm<\/strong> (Monday to Saturday) and 9pm <\/strong>(Sundays and Public Holidays).<\/p>\n

Near the ATM there is usually a time schedule with the fees listed for using the ATM during specific time periods. There is a window of time, on weekdays between 8:45AM- 6:00PM when you can withdraw money at no additional cost. Withdrawing money at any other time (including all weekends and holidays) will cost a small amount. This chart from Hokuriku Bank’s website explains in more details, as the fees charged also vary  depending on the time.<\/p>\n

<\/p>\n","protected":false},"excerpt":{"rendered":"

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